Choosing Type of Auto Insurance Coverage

If you are in the market for a new automobile insurance policy, you may be considering choosing type of auto insurance coverage for your new vehicle. While many consumers assume that all types of automobile insurance are equal and comparable, this simply is not true. There are several factors, besides premium cost, to consider when choosing the type of auto insurance. Coverage is required under state law and some areas have laws requiring insurance providers to offer certain levels of liability protection and collision protection. Your local state department of insurance can assist you in determining the most suitable type of auto insurance coverage for your particular needs. Car Insurance is in Two Categories Car insurance is broken down into two different categories; liability insurance and collision insurance. Liability coverage is designed to pay for damage or injuries to others in an accident. Collision insurance, on the other hand, will cover any repairs you will need to make to